Master Your Finances, Build Real Wealth.

MoneFin brings together budget tracking, custom accounts tailored to your banks and providers, and smart financial insights so you can make confident decisions without the complexity.

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MoneFin Live Control Desk
Total Net WorthInteractive Demo

Rp 48.750.000

Cashflow Trend
50/30/20 Allocation Split50 / 30 / 20

Essential Needs

Rp 24.375.000

Wants & Lifestyle

Rp 14.625.000

Savings & Investments

Rp 9.750.000

Click to simulate real money movements:

Single-Screen Financial Ecosystem

Select a card below to see how your financial management is simplified

Auto 50/30/20

Automated Salary Allocation

Incoming salary is instantly distributed cleanly into Needs, Wants, and Savings.

Needs (Essentials)Rp 5.000.000 (50%)
Savings & InvestmentRp 2.000.000 (20%)

50 / 30 / 20

Rp 10,000,000 / mo

Flexible Multi-Account

Create Bank & Wallet Accounts

Easily create balance accounts for each of your banks or providers (BCA, Mandiri, GoPay, etc.) and monitor the total on one screen.

BCA

BCA Main

28.5 Jt

Mandiri

Mandiri Payroll

16.0 Jt

Custom Accounts

Rp 60,750,000 Total

Proactive AI Advisor

Cash Leak Detection

MoneFin AI detects dining spikes and provides concrete savings recommendations.

Coffee InsightToday

Cut dining to 3x/week to save Rp 450,000 into mutual funds.

94% Accuracy

Save +450k / mo

Dream Goals

Tangible Progress Tracking

Track home down payment and emergency fund progress with automated duration calculators.

First Home Down PaymentRp 48M / 120M

Regular Rp 3.5M/mo (On Track)

75% Reached

16 Months Remaining

Custom

Bank & Wallet Accounts

Rp 120M+

Managed Transaction Volume

50 / 30 / 20

Automated Allocation Method

100%

Free With Zero Hidden Fees

All The Features You Need for Financial Freedom

Click the tabs below to see each feature in live interactive action.

Formula Keuangan Teruji Dunia

Automated Salary Allocation with 50/30/20 Ideal Method

Simply enter your estimated monthly salary, MoneFin automatically divides it into three main pillars: Essential Needs (50%), Wants (30%), and Savings/Investments (20%).

Estimated Monthly SalaryRp 10.000.000
Essential Needs (50%)Rp 5.000.000

Daily meals, rent/mortgage, utilities, phone, and transport

Wants & Lifestyle (30%)Rp 3.000.000

Coffee, dining out, fashion, streaming, and entertainment

Savings & Investments (20%)Rp 2.000.000

Emergency reserves, mutual funds, gold, and future targets

What Will Your Wealth Be in the Future?

Adjust the controls below to simulate asset accumulation and compound growth power.

Rp 2.500.000
5 Years
9% / Yr
1-Year Emergency Safety Net Secured

Projected Future Value

Rp 188.560.342

Estimated projection over 5 Years

Principal Savings (80%)Compound Interest (20%)

Principal Saved:

Rp 150.000.000

Investment Returns:

+Rp 38.560.342 (+26%)

Leave Outdated Methods Behind for a Modern Financial System

Manual Books / Excel Method

Prone to errors, broken formulas, and wasted time

  • Must manually enter every single receipt every evening
  • Frequently lose track of wallet cash vs balances in 4 banking apps
  • Spreadsheets corrupt easily and are painful to use on mobile
Conventional Method
Top Recommendation

MoneFin Smart Financial Suite

1 Unified Screen, Automated, and 100% Free

  • Automated 50/30/20 allocation splits immediately on payday
  • Create custom balance accounts for each of your banks and providers in one unified Net Worth
  • Proactive AI leakage detection before you exceed your monthly budget
MoneFin Smart Ecosystem • 100% Free
User Experience

Trusted by Thousands for a More Peaceful Life

RP

Rian Prasetya

Software Engineer

Save Rp 3.2M / Month

"MoneFin changed how I manage my monthly finances. The auto allocation feature makes my salary split neatly without building complicated Excel tables."

SR

Siti Rahmawati

Freelance Designer

Emergency Fund Nurtured

"As a freelancer with fluctuating income, MoneFin's Multi-Account feature helps me separate operational funds and emergency savings consistently."

BS

Budi Santoso

Coffee Shop Owner

85% Efficiency

"MoneFin's daily cashflow analysis is fast and accurate. I can see my business and personal financial charts in one practical dashboard."

AL

Amanda Lestari

Final Year Student

100% Budget Discipline

"100% free app but the features feel incredibly premium! Clean interface, no annoying ads, and very easy to use even for beginners."

FN

Fajar Nugraha

Product Manager

Goals Structured

"The long-term Wealth Simulation helped my wife and I determine our first home down payment target. Highly recommend MoneFin for young couples!"

RP

Rian Prasetya

Software Engineer

Save Rp 3.2M / Month

"MoneFin changed how I manage my monthly finances. The auto allocation feature makes my salary split neatly without building complicated Excel tables."

SR

Siti Rahmawati

Freelance Designer

Emergency Fund Nurtured

"As a freelancer with fluctuating income, MoneFin's Multi-Account feature helps me separate operational funds and emergency savings consistently."

BS

Budi Santoso

Coffee Shop Owner

85% Efficiency

"MoneFin's daily cashflow analysis is fast and accurate. I can see my business and personal financial charts in one practical dashboard."

AL

Amanda Lestari

Final Year Student

100% Budget Discipline

"100% free app but the features feel incredibly premium! Clean interface, no annoying ads, and very easy to use even for beginners."

FN

Fajar Nugraha

Product Manager

Goals Structured

"The long-term Wealth Simulation helped my wife and I determine our first home down payment target. Highly recommend MoneFin for young couples!"

Common Questions

Frequently Asked Questions

Yes! MoneFin can be used 100% free with no hidden fees, no separate Pro version, and no limit on the number of transactions.
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Start Your Financial Freedom Journey with MoneFin

Take full control of your money today. Quick registration with no complicated requirements and no credit card.

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